There isn’t anything quite like the excitement of planning and building a brand new home that is all your own – from the choice of the area to the layout, fittings, and furniture. It is an opportunity to create your dream home and an occasion to equip it with the latest designs, appliances, and fixtures.
Amid the rewards and fun of planning for your new home construction come several important decisions. If you want to make the right choices, it’s essential that you understand the home building process.
**Pre Construction**
This phase comprises the following:
**TENDER STAGE**
1. **Getting Started**
Before you get started, we have listed a few points to help you focus on what’s important to you. The Toor Building Group team will guide you through these points and help you make the right choices for your project, including:
- Type of house (single or double-storey)
- Size of the house
- Internal layout and finishes
- Budget
2. **Tender Request**
Once you have decided on the above, with the layout and inclusions you want, we will prepare the tender for your consideration.
3. **Tender Acceptance**
Once the tender documents are complete and you are happy with the price and inclusions, we will send the tender for signatures. A tender fee of $10,000 is required to move to the next stage.
**Survey and Soil Testing**
The first step before anything is ordering the Survey report. This report outlines contours, trees, services, and pathways, which are critical to the whole design process. The second part involves soil reports, which includes soil testing of the block and provides designers with the necessary engineering requirements to help establish the footing details required for the slab.
**Plans and Drawings**
Once the Survey and Engineers Site Details are received, designers can begin drafting the plans and drawings for your new home. During this time, the estimating team will also be finalizing all site costs using the information gathered from the site survey and Engineer’s site report. At this point, we will prepare your HIA Building Contract.
**Approvals**
The next step is preparing documents for approvals from the council. There are two types of approval.
- The Development Application/Assessment (DA) or Complying Development Certificate (CDC).
Docs required for approvals include:
- A completed application
- An owner’s consent
- BASIX® Certificate
- Site plans
- Floor plans
- Elevations and sections
- Electricity Act Declaration Form
- Additional documentation
**HIA Contract**
We will contact you to read, review, and sign the documents, allowing us to continue moving through the pre-construction phase, which includes the tender, survey, plans and drawings, approvals, and the HIA contract.
**CONSTRUCTION**
Most Australian builders follow a five-stage building process recommended by the Housing Industry Association. We will explain the house building process in detail to help you understand everything you will go through if you opt to have your own home constructed.
Before placing the first slab on the ground, you will need to complete the initial preparation and planning stages. After purchasing the land for your home, you will start deciphering your budget and creating a house plan. Now is the time to decide your wants and needs. If you wish to expand for a double garage or pool, consider it now instead of attempting to retrofit later during the construction stages. With the planning phase out of the way, let us look at the five construction stages involved in your new home construction.
**Base**
In the first step, the land will be cleared, leveled, and excavated (if necessary). Boundaries will be pegged, and the concrete slab for your home will be poured. After this, plumbing pipes and electrical outlets running through the concrete slab will be installed, along with retaining walls.
**The Frame**
This stage involves constructing the framework, roof, trusses, and windows. This will be done partially if your house has brickwork. Insulation and gutters will also be added at the frame stage, along with conduits for electrical and plumbing work. This stage generally takes more time than the initial base stage.
**The Lock-Up**
During this stage, windows and doors will be installed, and exterior walls will be completed. By the end of the lock-up stage, your house will be sealed to protect it from foreign elements. At this point, the construction will begin to look more like a house. Make sure to verify that all agreed lock-up terms in the contract have been met before making payments, as lock-up payments constitute a significant percentage of the total cost.
**Fixing**
At the fixing stage, all fittings, fixtures, and appliances will be added. Electrical and plumbing work will be completed, along with downpipes and gutters. Cornices, architraves, skirting boards, kitchen benches, cupboards, shower mirrors, sinks, faucets, toilets, and mirrors will also be installed. A significant amount of construction occurs at this stage, which can take several weeks to complete. Before signing a contract with the builder, be as detailed as possible about what you want, ensuring satisfaction with the final result.
**Finishing Touches**
At this stage, the builder will address the finishing touches. This includes painting, flooring installation throughout the home, any final plumbing or electrical work, and final installation of appliances. At the end of the finishing touches stage, your home will be ready for inspection.
**Post-Build – The Inspection**
Once construction is complete, your builder will organize a date for a Project Completion Inspection (PCI). During this inspection, you’ll walk through the completed home with your builder to see everything and note any problems. If there are no defects, both you and your builder will sign the official PCI document. If issues arise, your builder will need to rectify them and then arrange a second inspection. Once you are satisfied, you can proceed to the next step.
**Post-Build – The Settlement**
This final step before moving into your newly constructed home involves making the final payment. Once complete, you will receive your home key, and the dream of living in your home will be fulfilled.
**Final Thoughts**
These stages outline a typical home construction project in Australia. You will need funds for construction, which usually come from a construction loan. Since building a house from scratch typically doesn’t suit a standard home loan, it’s advisable to opt for a construction loan. These loans allow funds to be drawn down in accordance with each construction stage, ensuring you are not paying for money that hasn't yet been spent. Consider speaking to a financial expert for assistance with the mortgage before you start searching for vacant land, as they can explain how construction loans work and help you find a suitable loan for your construction needs. Get in touch to discuss your construction and mortgage needs.
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